Legalities Involved After an Auto Accident

Posted on Posted in Safety Driving

Auto accidents have been a growing concern for the United States and the world. Providence too continues to experience the calamity on its roads despite the various safety regulations set in place. Road Safety awareness is a key initiative in reducing the fatalities and losses incurred from these auto crashes.

Major Auto Accident Causes

Investigation reports attribute human error as the leading cause of vehicle crashes experienced. Human error forms the bulk of the reasons for the accidents. Such failure is attributed to drunk driving and unsafe driving methods. While significant efforts have been undertaken by authorities to curb drunk driving, more attention needs to be placed on other dangerous driving habits that are equally destructive. Such practices include texting and making or answering phone calls while on the road, road rage, inexperienced driving in certain weather conditions, and night driving on unfamiliar roads. As a driver, it is your responsibility to practice safe driving habits as a safeguard in ensuring your safety and that of other road users.

Proving Fault in an Accident

Accidents in their nature may occur in as much as you, as a driver, exercise safety on the road. The complexities involved in solving the matter to its absolute end, informs the decision to hire an auto accident lawyer to deal with the issues that may arise as you concentrate on making a full recovery. An attorney will ensure your interests are safeguarded from the onset of investigations to when the final claim payment is made to you.

After an accident, the first point of focus for all concerned parties is determining who bears the ultimate fault of the crash. Police officers conduct their investigations, the insurance company does its own, and your attorney could hire the services of a private investigator to have an independent assessment of the crash. All these actions are meant to paint a clear picture as to what could have caused the accident, and who among the victims bears the greatest responsibility. Police charges and convictions are then instituted against the guilty party.

However, it is important to point out that the police actions of establishing charges or not, do not necessarily affect the investigations by the insurance companies. This ultimately means that fault could be shared by parties involved in the accident. The fault determination rules stipulate the criteria the insurance firms follow in determining the party to be blamed. Having an experienced Providence, RI car accident lawyer helps your case by ensuring you are adequately defended and protected during the whole process.

Disapproved Claims and the Appeal Process

Several factors are considered as important in an accident claim process. Failure to meet the requirements could lead to an application being dishonored. They include, being involved in a crash that was not covered in your policy or an inability to make a claim within a reasonable time. Such actions deny you the full accident benefits you are entitled to under the policy. If this is your situation, you could lodge your complaint with the AABS, (Automobile Accident Benefits Service) for appropriate action in resolving the dispute.

There is no certain method to safeguard lives and property against road accidents. A composite measure of regulations and personal responsibility and is the best way to address the road carnage issue.

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